As updated on September 2025
Welcome to NyagbaTech, a telecom platform that allows you to recharge easily and securely. Please read these Terms and Conditions carefully before using NyagbaTech services.
1.1 NyagbaTech is a telecom company that provides data subscription, airtime top-up, recharge card printing, cable TV subscriptions, electricity bill payments, and exam pins.
1.4 These Terms govern your use of NyagbaTech services and App.
2.1 By using NyagbaTech services, you agree to be bound by these Terms.
2.2 If you do not agree, please do not use NyagbaTech services.
3.1 "Services" means all telecom services provided by NyagbaTech.
3.2 "Website" means https://nyagbatech.com.ng.
3.3 "User" means you, the person accessing or using NyagbaTech.
We may update these Terms at any time without notice. Continued use means acceptance of updated Terms.
Users must be at least 18 years old, provide accurate information, and avoid fraudulent use.
You are responsible for your login credentials. Ladybee is not liable for breaches caused by user negligence.
You agree to pay for services purchased. Pricing may change without notice.
No refunds except for failed transactions with verifiable proof (transaction ID, bank statement, error logs).
Services are provided "as-is" and "as-available". No warranties, express or implied.
We are not liable for damages beyond the amount paid for the specific service.
These Terms are governed by Nigerian law. Disputes resolved via arbitration under the Nigerian Arbitration Act.
Fraudulent, malicious, or deceptive activities are strictly prohibited and may lead to termination and legal action.
For questions about these Terms, contact us at nyagbatechhelp@gmail.com
At Ladybee, protecting your personal data is a top priority. This Privacy Policy explains how we collect, use, and protect your information under the Nigeria Data Protection Act (NDPA) 2023.
We collect details such as your name, email, phone, ID, transactions, and device info.
We do not sell your data. We only share it with trusted partners (banks, regulators, KYC providers).
You have rights to access, correction, erasure, restriction, and withdrawal of consent.
Your data is retained only as long as necessary to fulfill service or regulatory requirements.
We use cookies to improve experience. You may disable cookies in your browser settings.
We use encryption, firewalls, and strict access controls. Keep your login details private.
We may update this Privacy Policy. Changes will be posted on nyagbatech.com.ng.